In most jurisdictions, the cops report is not admissible at trial (a actuality that astounds many jurors who can't figure out why they were not inside the report). But trust me: a car accident investigation begins with a police report. Always get law enforcement report if one is made, even if this can be short form or just an 'exchange of information' form. Then READ That it. See how your client fares in the grand scheme of things, nail down your witnesses and get your photos of the cars and the scene immediately. This ties in with the next section on Investigation. Many attorneys think the insurance firm will do the investigation for them, so tend not to pay attention to such as photos of the cars or of the scene when they first get the case. BAD MOVE. First, insurance companies don't usually want to put inside time and expense for a detailed investigation on a $50,000 to $100,000 cause. You don't have that luxury, since your client only get paid if the claim is successful. Second, if you intend to rely for an insurance company to your own research investigation, remember that heir investigation has a very different purpose than yours. Your investigation is designed to see the claim paid. There was designed to find a way to deny the claim altogether or to find a justification to resolve it at reduced value. So the carrier's photos of the vehicle damage tend to be utilized form angles that minimize how serious the damage looks. Their driver says they turned left on a green arrow, and your client ran the red light. So the carrier never gets around for her to get photos that will show if there really is often a green arrow signal during this intersection in the to begin with.
The best, quickest way to do an effective initial investigation is to use the assets immediately available you. If the client has a digital camera, have them take photos and email the particular you. If not, keep a supply of cheap, disposable cameras in your office to provide to customer to get these photography. If most of your intake is placed in person, your office are meant a digital camera as well as color printer capable of printing photos. Take car damage photos yourself. Should the features of the scene itself are at issue, you can get an immediate, free look at the lay of the land by using Google Garden soil. I have actually done this, and could get out of the wrong case on the front-end when the satellite photos revealed a stop sign my client had she never told me on the subject off.
If these quick, cheap measures don't get you what you need, or the case is a large one or one destined for litigation, you may want to take further measures. Hire an investigator, paralegal, or former insurance adjuster can be familiar with this type of investigation and can carry it out with minimal direction a person. The point of this is: insurance providers do not investigate cases like they used to. In fact, they haven't for years. They are content if the loss rations are good within their agents and the claims costs and defense costs don't get too out of hand. He people running insurance claims departments are now seldom experienced claims professionals. Are generally administrators. They look at numbers. The only time this will not happen is when a file is referred out with regard to an independent adjuster or the situation is one with quite serious injury and they knows it and prepares for the inevitable.